Minimum balance in savings to maintain credit union membership has been lowered from $25 down to $1.
Use it as a checking card . . . when dining, shopping, traveling . . . anywhere that the VISA logo is displayed. Your expenses are deducted directly from your Financial Plus checking account. NO more writing checks. No more waiting for check approvals when you shop- just sign your receipt and you’re on your way. And, best of all, there’s NO COST to use this card. All point of sale transactions are FREE. When doing a Point of Sale Transaction with your VISA Check Card, always hit the CREDIT button or tell the cashier it is a credit card NOT a debit card. Your transaction will be FREE of charge.
Use it as a SURCHARGE-FREE ATM Card. Use your VISA Check Card for withdrawing cash from your savings or checking account 24 hours a day, 7 days a week at any ATM that displays the Co-Op Network logo.
SURCHARGE-FREE means no more having to pay a two dollar or more surcharge fee that other financial institutions charge for using their ATM. You will only be assessed the $1.00 transaction charge when you use these ATMs and no transaction charge when using FPCU ATM's. To locate ATMs in the continental United States, please use this convenient ATM locator.
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Your savings at Financial Plus Credit Union is insured up to at least $500,000 through the National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI).