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Loan Rates

These rates are current as of today, yet are subject to change without notice at the discretion of the Board of Directors. Please contact us for terms and conditions.

Vehicle Loans

Model Year Term Tier 1
700+
APR*
Tier 2
699-660
APR*
Tier 3
659-620
APR*
Tier 4
619-590
APR*
Tier 5
589 & <
APR*
2017 - 2014 60 MOS 2.64% 3.54% 4.64% 6.44% 8.44%
  72 MOS 3.24% 4.14% 5.24% 7.44% 9.44%
  84 MOS 5.64% 6.64% 7.24% 8.44% N/A
2013 - 2012 60 MOS 3.64% 4.54% 5.64% 7.44% 9.44%
  72 MOS 4.24% 5.14% 6.44% 7.64% 9.64%
2011 & Older Up to 60 MOS 5.64% 6.74% 7.84% 9.64% 11.64%

*APR=Annual Percentage Rate



Personal Loans

Tier 1
700+
APR*
Tier 2
699-660
APR*
Tier 3
659-620
APR*
Tier 4
619-590
APR*
Tier 5
589 & <
APR*
9.95% 10.95% 11.95% 13.95% 15.95%

*APR=Annual Percentage Rate



Recreational Vehicle Loans

  Tier 1
700+
APR*
Tier 2
699-660
APR*
Tier 3
659-620
APR*
Tier 4
619-590
APR*
Tier 5
589 & <
APR*
NEW 3.69% 4.69% 5.69% 7.69% 10.69%
USED 6.19% 7.19% 8.19% 10.19% 13.19%

*APR=Annual Percentage Rate
Term will be based on model year and mileage (when applicable). Over 72 months and up to 120 months, rate will be increased by .25% per year. Motorcycles with the purchase price of $10,000 or more the rate will be based on vehicle loan rates.



Share Secured

Certificate of Deposit 3% above CD rate
Share Secured 3.5% APR

The term of the certificate must match the term of the loan.
*APR=Annual Percentage Rate



Home Equity Line of Credit

4.50% APR

*APR=Annual Percentage Rate



Money Saver Loans

775+ APR* 774-730 APR* 729-700 APR* 699-670 APR*
7.99% 8.99% 9.99% 10.99%

The maximum loan amount is $15,000.00
The minimum loan amount is $7,500.00
Maximum repayment term is 60 months.

*APR=Annual Percentage Rate



30 Year Mortgage Loans

Contact us for current rates.

*APR=Annual Percentage Rate



VISA Credit Cards

VISA Classic Card 11.95%APR
VISA Gold Card 9.95%APR

*APR=Annual Percentage Rate



For additional information about Financial Plus Credit Union, please E-Mail us.
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