Mortgage Loans
*APR = Annual Percentage Rate. APR is fixed rate at 6.75% APR* (EXAMPLE: “For a $100,000 loan for a term of 30 years with a 6.75% APR, the monthly payment will be $648.91.”) Payment example does not include taxes and insurance premiums, and the actual payment obligation may be greater. The stated APR and terms are for example purposes, and reflect representative credit terms currently available. APR and terms may vary. This offer is available to FPCU members. Rates, terms, and conditions are subject to change and based on credit worthiness, qualifications, and collateral conditions. All loans subject to approval. Offer valid for new 30 year mortgages only. Does not apply to current mortgages already financed through Financial Plus Credit Union. Offer good through May 31, 2024.
If you've been dreaming about home ownership. . .ask about our Ownership Advantage Mortgage to finance up to 95% of the purchase price or make your dreams come true with a First Mortgage from Financial Plus Credit Union.
We have several different Mortgage Programs available. Borrow for single family (owner occupied) homes, two and four unit dwellings, or townhouses.
FPCU's First Mortgage allows you to borrow up to 80% of the appraised valuation or sales price, whichever is less. The maximum amount of money you can borrow is $1,000,000. Choose from an adjustable rate mortgage loan for a term of up to 30 years, or a fixed rate mortgage loan with a repayment schedule of up to 30 years.
With an FPCU Ownership Advantage Mortgage or First Mortgage loan, you'll SAVE MONEY, because we offer:
- NO Point charges
- Low application fee
- No prepayment penalties should you pay off your mortgage early
- Simple interest
- You'll be saving money by taking advantage of weekly or bi-weekly payments with convenient payroll deduction/net pay
- Reduced closing costs for Ultimate Plus Club members
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