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If you're looking for a "gold" credit card with a low rate and many money saving features, this is the card for you. With FPCU's VISA Gold Credit Card, you receive:

  • A low rate of 9.95% APR
  • Credit card rewards earned on every purchase - uChoose Rewards
  • No annual fee
  • A 28 -31 day grace period
  • Up to $500,000 free travel insurance whenever you travel by air, sea or land common carrier, and purchase your tickets with your FPCU VISA Gold Card
  • Personal Service - because we administer our own program
  • Cash Advances allowed
  • An up-to-date monthly statement with a record of your charges and payment
    • Extended warranties - double the original manufacturer's U.S. repair warranty for up to one year on warranties of three years or less
    • Auto rental insurance - saves you up to $13 per day, automatic coverage when you decline insurance offered by car rental agencies
    • Emergency card and emergency cash replacement - fastest response for replacing a lost card or providing emergency cash within 24 hours domestically, one business day internationally

    Apply for a credit card today and start saving right away. You must be a member to receive an FPCU VISA Credit Card. If you're not a member, no problem. You can join the Credit Union and apply for a VISA Credit Card in the same day. Simply stop into one of our five convenient offices to apply or apply for a credit card on-line. It's easy.

    Free Credit Check -

    Access your credit card rewards - uChoose Rewards

    VISA Classic/VISA Gold Consumer Credit Card Agreement

    Report lost or stolen cards to VISA and Financial Plus immediately.
    VISA Debit or Credit Cards: (815) 433-1496 (24 hour support)