Scams and fraudulent activity we've seen locally
In addition, please visit the Federal Trade Commission's SCAM ALERTS page for other current and ongoing scams that could affect you.
Coronavirus/Covid-19 Scams UPDATED 3/30/20
With the recent outbreak of Coronavirus/Covid-19, scammers are taking aim at the fear caused by the outbreak and trying to take advantage. Please read the following to help guard against these scams, learn what steps to take if you feel you have been targeted and visit the resource links provided at the end for more information.
Scams that have surfaced so far include:
- Downloadable Coronavirus maps containing malicious software such as ransomware
- Claims to having vaccines, home test kits, PPE and health related supplies or cleaning supplies
- Work at home schemes
- Get money fast claims
- Scammers posing as charities looking for donations
- Claims to getting government checks faster
These scams can be delivered in a variety of ways including phone calls, emails, text messages, social media messages, social media ads, web sites and web site ads, etc.
Best practices with these scams include:
- Do not click on links from suspicious emails, web pages, or through social media
- Do not answer phone calls from suspicious phone numbers
- Hang up on suspicious callers if you answered
- Do not follow guided menus on suspicious calls (such as "select 1 for...")
- Do not respond to suspicious text messages or social media messages
To keep up with Coronavirus scams, please visit the Federal Trade Commission (FTC) web page "Avoid Coronavirus Scams".
In addition you can monitor all types of scams.
Phone Scam Alert UPDATED 12/15/17
We are again seeing FPCU members receive fraudulent phone calls from what is appearing as FPCU's phone number on caller ID. These calls may vary in what is said or requested but recent calls have stated that your account has been compromised. FPCU will never call a member and request personal information. Please be aware of these fraudulent calls and NEVER provide personal information to the caller. If in doubt, please hang up on the caller and call FPCU directly with any questions or concerns regarding suspicious calls.
Phone Scam Alert UPDATED 6/20/17
We have been made aware of FPCU members receiving fraudulent phone calls from what is appearing as FPCU's phone number on caller ID. These calls may vary in what is requested but recent calls have stated that the member has won a prize and will lead to the caller asking for personal information. FPCU will never call a member and request personal information. Please be aware of these fraudulent calls and NEVER provide personal information to the caller. If in doubt, please hang up on the caller and call FPCU directly with any questions or concerns regarding suspicious calls.
VISA Credit Card Fraud Alert UPDATED 2/3/17
In recent weeks there have been several reports of fraudulent charges from New York on FPCU VISA credit cards. In response we initially blocked all FPCU VISA credit card charges from New York. As of 2/3/17 we have lifted the block for online purchases but it remains in effect for in store purchases. If you have any questions, please contact us today!
Gas Pump Credit Card Skimming Alert - 9/20/2016
There have been several credit card skimmers found inside of gas station pumps in Peru, Ottawa, Morris, and Plainfield within the past week. Skimmers are small devices that can scan and store credit card data from the magnetic stripe. Crooks can install skimmers on a gas pump out of sight of customers. Once the card is run through the skimmer, the data is recorded and later utilized to create counterfeit cards.
To avoid skimming only use pay at the pump at locations that mark their pumps with tamper proof stickers outside the credit card reader or pay inside. If this seal is cut, damaged or broken, do not use that pump and report it to the gas station attendant.
You may be getting scammed!
Are you cashing or depositing a check for any of these reasons:
- Items Sold on the internet
- Is the amount of the check more than the item's selling price?
- Is the check drawn on an account that's different from the person buying your item or product?
- Winning a Lottery you never entered
- Work at Home Program
- Commission for accepting funds through your bank or PayPal
Have you been asked to:
- Return some of the check proceeds?
- Wire, Western Union or money gram some of the funds to someone?
- Send money overseas?
- Pay money to receive an inheritance?
Have you responded to an email requesting you to:
- Confirm, update, or provide your account information?
If you answered YES to any of the above, please contact us today!