Skip to main content

Vehicle Loans

Loan Calculator

Calculator Type

loan ratesNew Vehicle Loans

When it's time to purchase a new vehicle, Financial Plus Credit Union can help. We will handle your loan quickly and efficiently over the phone, by fax, in person or with our on-line loan application. We will finance up to 100% of the purchase price for qualified borrowers, and have terms available for up to 72 months. 

Used Vehicle Loans

Financial Plus Credit Union will finance used vehicles at terrific rates. There are no restrictions as to the age of the vehicle. If you've found the right car, truck or van from a dealership or private party, we'll make financing easy. For qualified borrowers, we'll loan up to the total sales price for that vehicle with terms available for up to 72 months.

N.A.D.A. Book Values

When you're out shopping for a used vehicle and/or are trying to sell your vehicle, Financial Plus can help give you their retail, loan and trade-in values. Our loan departments have the latest up-to-date N.A.D.A. Official Used Car Guides that can help you make the best possible deal, which are also available online at

Stop into one of our five offices with the make, model, year and options of the vehicle(s), and we will be happy to provide you with that information.

NADA Guides


Before walking into a dealership, let Financial Plus pre-approve your financing. Pre-approval is an easy process we can do for you before you even know what car you want. 

Here are benefits of being pre-approved:

  • Dealers know you are a serious shopper and will give you the attention you deserve.
  • Pre-approval assures you of a low interest rate because your loan is from Financial Plus.
  • Pre-approval lets you know what your payments will be before you start looking. You'll know exactly how the purchase will effect your budget.
  • Pre-approval means you only have to negotiate the price with the dealer. No haggling over financing.
  • You can apply for a pre-approved loan on-line, by apply for a loan by phone or in apply for a loan in person. It's quick and easy!

Credit Union Financing at the Dealership

Many of the automobile, truck and van dealerships in the area will arrange your financing through Financial Plus for you. Just tell the dealer if you qualify for membership at Financial Plus Credit Union, or that you are a member, and they will send your loan application directly to FPCU's loan department, where your loan will be taken care of immediately.

Recreational Vehicle Loans

Financial Plus will loan money for both new and used motorcycles, boats, campers and motor homes. Qualified members can receive up to 100% financing of the purchase price with repayment terms of up to 120 months. The Credit Union also has N.A.D.A. Official Used Motorcycles, RV's, Campers and Boat Guides to help you determine retail and loan values on the boat or motorcycle you are interested in, which are also available online at

Mobile Home Loans

If it's a mobile home you're interested in financing, contact our loan department. The Credit Union will finance up to 70% of the purchase price to qualified borrowers. Mobile homes can be financed up to 120 months. Financial Plus has an N.A.D.A. Mobile Home guide to help you with the value of a used mobile home, which are also available online at

For additional information about Financial Plus Credit Union, please E-Mail us.
Email Sign-up

Receive our monthly email newsletter highlighting new services, special offers, important announcements, and our community involvement.