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Savings Rates

These rates are current as of today, yet are subject to change without notice at the discretion of the Board of Directors. Penalties may apply for early withdrawal. Please contact us for further information on terms and conditions.

Regular Savings & Clubs

Account Type Minimum Balance APY*
Regular Savings $100.00 0.10%
*Balances below $100.00 do not receive interest. A $25.00 minimum deposit/ balance is required for membership.
Christmas Club $100.00 0.25%
Vacation Club $100.00 0.25%
College Club $100.00 0.40%

*APY=Annual Percentage Yield


Certificate of Deposit

Account Type Minimum Balance APY*
91 Day $1,000.00 0.25%
6 Month $1,000.00 0.25%
1 Year $1,000.00 0.30%
Small Saver $500.00 0.25%
18 Month $1,000.00 0.45%
2 Year $1,000.00 0.55%
3 Year $1,000.00 0.60%
5 Year $1,000.00 1.50%

*APY=Annual Percentage Yield


IRA Accounts

Account Type Minimum Balance APY*
6 Month None 0.25%
1 Year None 0.30%
18 Month None 0.45%
2 Year None 0.55%
3 Year None 0.60%
5 Year None 1.50%

*APY=Annual Percentage Yield


Money Market Accounts

Account Type Minimum Balance APY*
0-$1499.99 None 0.10%
$1,500-$9,999.99 None 0.25%
$10,000-$24,999.99 None 0.25%
$25,000-$49,999.99 None 0.35%
$50,000-$99,999.99 None 0.40%
$100,000-$499,999.99 None 0.60%
$500,000-$999,999.99 None 0.90%
$1,000,000+ None 1.00%

*APY=Annual Percentage Yield

For additional information about Financial Plus Credit Union, please E-Mail us.
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