Skip to main content

Online Banking Login

  • Membership Minimum Savings Balance Change

    Minimum balance in savings to maintain credit union membership has been lowered from $25 down to $1.

  • Express Telephone Phone Scam Alert

    5/8/2018 - We have been notified of fraudulent Express Telephone calls to members appearing to come from a valid FPCU phone number. Phone scam details.

Savings Rates

These rates are current as of today, yet are subject to change without notice at the discretion of the Board of Directors. Penalties may apply for early withdrawal. Please contact us for further information on terms and conditions.

Regular Savings & Clubs

Account Type Minimum Balance APY*
Regular Savings $100.00 0.10%
*Balances below $100.00 do not receive interest. A $1.00 minimum deposit/ balance is required for membership.
Christmas Club $100.00 0.25%
Vacation Club $100.00 0.25%
College Club $100.00 0.40%

*APY=Annual Percentage Yield



Certificate of Deposit

Account Type Minimum Balance APY*
91 Day $1,000.00 0.40%
6 Month $1,000.00 0.80%
1 Year $1,000.00 1.10%
Small Saver $500.00 0.40%
18 Month $1,000.00 1.25%
2 Year $1,000.00 1.50%
3 Year $1,000.00 1.75%
5 Year $1,000.00 2.00%

*APY=Annual Percentage Yield



IRA Accounts

Account Type Minimum Balance APY*
6 Month None 0.80%
1 Year None 1.10%
18 Month None 1.25%
2 Year None 1.50%
3 Year None 1.75%
5 Year None 2.00%

*APY=Annual Percentage Yield


Money Market Accounts

Account Type Minimum Balance APY*
0-$1499.99 None 0.10%
$1,500-$9,999.99 None 0.25%
$10,000-$24,999.99 None 0.35%
$25,000-$49,999.99 None 0.40%
$50,000-$99,999.99 None 0.75%
$100,000-$499,999.99 None 1.00%
$500,000-$999,999.99 None 1.50%
$1,000,000+ None 2.00%

*APY=Annual Percentage Yield

For additional information about Financial Plus Credit Union, please E-Mail us.
Email Sign-up

Receive our monthly email newsletter highlighting new services, special offers, important announcements, and our community involvement.