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Savings Rates

These rates are current as of today, yet are subject to change without notice at the discretion of the Board of Directors. Penalties may apply for early withdrawal. Please contact us for further information on terms and conditions.

Regular Savings & Clubs

Account Type Minimum Balance APY*
Regular Savings No interest below $100.00 0.10%
A $1.00 minimum deposit/ balance is required for membership.
Christmas Club $0.00 0.25%
Vacation Club $0.00 0.25%
College Club $0.00 0.40%

*APY=Annual Percentage Yield




Certificate of Deposit

Account Type Minimum Balance APY*
Small Saver $500.00 0.40%
91 Day $1,000.00 0.40%
6 Month $1,000.00 0.80%
1 Year $1,000.00 1.10%
18 Month $1,000.00 1.25%
2 Year $1,000.00 1.50%
3 Year $1,000.00 1.76%
5 Year $1,000.00 2.01%

*APY=Annual Percentage Yield




IRA Accounts

Account Type Minimum Balance APY*
6 Month $1,000.00 0.80%
1 Year $1,000.00 1.10%
18 Month $1,000.00 1.25%
2 Year $1,000.00 1.50%
3 Year $1,000.00 1.76%
5 Year $1,000.00 2.01%

*APY=Annual Percentage Yield





Money Market Accounts

Account Type APY*
0-$1499.99 0.10%
$1,500-$9,999.99 0.25%
$10,000-$24,999.99 0.35%
$25,000-$49,999.99 0.40%
$50,000-$99,999.99 0.75%
$100,000-$499,999.99 1.00%
$500,000-$999,999.99 1.51%
$1,000,000+ 2.01%

*APY=Annual Percentage Yield

For additional information about Financial Plus Credit Union, please E-Mail us.


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