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Share Certificate Accounts

The following Savings Certificates, which are available at Financial Plus Credit Union, are automatically renewable. Earnings will be paid directly to the member, added to regular shares at the discretion of the member, or added to the principal of the certificate. Penalties apply for early withdrawal.

Small Savers Certificates
A minimum balance of $500 is required on this certificate. The duration is for a period of one year.

Plan 91 Savings Certificate
The minimum balance requirement is $1,000, and the length of deposit is 91 days.

6 Month, 12 Month and 18 Month Certificates
A minimum balance of $1,000 will open and keep these certificates active.

Long Term Certificates
These certificates can be locked into a particular rate for a 24, 36, or 60 month duration.

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Money Market Share Account
This exciting investment allows you to earn high Money Market yields while your deposit is available for withdrawals up to three times per month without penalty. Rates are Tiered and based on current balance. Rates may change each day to reflect changes in the Money Market, and are subject to change without notice. Please call (815) 433-1496 for current rates.

Mini Jumbo and Jumbo Certificates
The Mini Jumbo Certificate requires a minimum deposit of $50,000. The Jumbo Certificate requires a minimum deposit of $100,000. These two certificates can have a term of 3, 6, 12, 18, 24, 36, or 60 months. Please call (815) 433-1496 for current rates.

For additional information about Financial Plus Credit Union, please E-Mail us.
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